4 Reasons to Seek Legal Help for Workers’ Compensation Claims
Most employers must purchase workers compensation insurance in the event that their employees are hurt while performing their job duties. This insurance may be used to pay injured employees medical care, mileage to medical appointments and lost wages. However, if you have difficulty receiving your workers compensation benefits, you may need to contact an Iowa workers compensation attorney to help you through the process.
Your Claim is Denied
If you are injured on the job and your claim is denied, you may consider seeking legal help. Your claim may be denied if you have made multiple claims. It may also be denied if you have a chronic condition that developed over a period of time due to the type of work you are doing. For example, repetitive motion may cause chronic conditions that develop over time.
Government Help
Receiving government benefits, such as Social Security Disability Insurance (SSID) benefits, may also affect your workers’ compensation distribution. Your compensation benefits may negatively affect how much you receive in SSID benefits. Workers’ compensation payments may also be necessary for future medical treatments if you are on Medicare.
Permanent Disability
If you were permanently disabled, whether the disability is partial or complete, due to an injury, legal assistance may be required. For example, the insurance company may not agree with your doctors on the extent of your injuries and deny paying you what you need for your medical treatment and lost wages. In addition, if you are required to stop working permanently due to a work injury, you may need to pursue a lump-sum or payment settlement that will support you through your work years.
Medical Treatment Challenges
Workers’ compensation insurance companies may delay paying or approving your necessary medical treatments, especially if they think your injury could be the result of a preexisting condition or previous injury. They may also delay expensive medical treatments, such as surgeries, due to their expense.
Consider seeking the help of a workers’ compensation attorney to ensure you receive the medical treatment and lost wages you need after a work-related injury.